Glossary
A quick reference for key terms you’ll see when working and living in Finland.
Updated: 2025-12-17
- Browse the A–Z list to find a term.
- Each term has its own page for easier sharing and better SEO.
A
A-kassa (Unemployment fund)
An unemployment fund you can join to potentially receive earnings-related unemployment allowance.
ALV (VAT)
Value-added tax in Finland; often shown on invoices and receipts.
Annual leave (Vuosiloma)
Paid vacation days accrued while working; accrual and rules depend on law, contract, and agreements.
B
C
D
E
F
H
K
M
N
O
Occupational healthcare
Employer-provided healthcare; coverage varies by employer and provider.
Occupational safety and health (Työsuojelu)
Workplace safety and wellbeing practices; includes preventing hazards and supporting safe working conditions.
OmaVero (MyTax)
The Finnish Tax Administration’s online service for taxes, filings, and messages.
Overtime (Ylityö)
Work beyond regular hours; compensation and rules often depend on law and collective agreements.
P
R
S
Shop steward (Luottamusmies)
An employee representative at the workplace, often linked to collective agreements and unions.
Strong authentication (Bank IDs)
A common way to log in to Finnish services using online banking credentials or a mobile ID.
Suomi.fi
A portal for Finnish public e-services and official messages.
T
Tax at source (Lähdevero)
A withholding tax often applied to non-residents; rules depend on your tax status and income type.
Tax card (Verokortti)
Shows your withholding rate; your employer uses it to withhold the correct tax.
TE Services
Public employment services; jobseeker services and many integration-related processes.
Trade union
An organization that can provide advice, legal help, and support for employees.
TyEL
Employee pension insurance in Finland; employers arrange it for employees.