🚧 This site is under construction. Some features may not work as expected. 🚧
Guide to Work Life in Finland

Taxation System

Understanding Finnish taxation, tax cards, and filing tax returns.

Taxation System Overview

Finland has a comprehensive and progressive tax system that funds the country's extensive social services and benefits. The system includes state taxes, municipal taxes, and various deductions that can significantly reduce your tax burden. Understanding how the Finnish tax system works is essential for proper financial planning and compliance.

Progressive tax system with multiple levels
Tax card required for employment
Annual tax return filing deadline in April

Tax Card

A tax card is essential for employment in Finland and determines your tax rate.

Required for employment
Apply through Tax Administration
Valid for one year
Can be updated if circumstances change

Tax Rates

Finland uses a progressive tax system with different rates for different income levels.

Progressive state tax (0-31.75%)
Municipal tax (varies by municipality)
Church tax (if member of church)
Capital gains tax on investments

Tax Deductions

Various deductions can reduce your taxable income and overall tax burden.

Work-related expenses
Travel expenses to work
Home loan interest
Student loan interest
Charitable donations

Tax Return

Annual tax return filing is required for all residents with income in Finland.

File annually by April
Check pre-completed return
Claim additional deductions
Submit online or by mail

Important Considerations:

LegalPage.taxation.considerations.description

Tax rates may change annually
Deductions can reduce your taxable income
Non-EU citizens may have different rates
Consult the Finnish Tax Administration for official rates