Getting started in Finland
Are you EU/EEA or non-EU?
EU/EEA citizens
- No work permit needed
- Register your right of residence with Migri if staying 3+ months, then register with DVV
- Can start working immediately
- Kela coverage is assessed when you apply
Non-EU citizens
- Need a residence permit for employed persons
- Apply at enterfinland.fi
- Usually need job offer first
- Usually about 1 month for a first permit; check Migri's current processing times
Your journey timeline
Before you arrive
First week
Register with DVV
Non-EU permit holders usually get their personal identity code with the first residence permit. Register your address and home municipality (kotikunta) at DVV (Digital and Population Data Services Agency)
Learn more - Register with DVVGet a tax card
Apply at vero.fi before your first payday, otherwise 60% tax is withheld
Learn more - Get a tax cardApply for Kela benefits
Social security (health insurance, housing support)
Learn more - Apply for Kela benefitsOpen a bank account
Nordea, OP, Danske Bank accept new residents
Get a Finnish phone number
Essential for banking and services
Get a transport card
HSL card in Helsinki region, similar in other cities
Learn more - Get a transport cardFirst month
Use public healthcare
Public healthcare via your home municipality (kotikunta), at your local health center
Learn more - Use public healthcareStart Finnish courses
Integration training via your municipality's employment services, if you are eligible
Learn more - Start Finnish coursesSettling in
Join local communities
Expat groups, hobbies, sports clubs
Plan long-term
Career development, permanent residence
Explore key topics
Frequently asked questions
Do I need to speak Finnish to work in Finland?
Not necessarily. Many tech companies, startups, and international organizations operate in English. However, learning Finnish improves long-term career prospects and daily life.
How much money do I need to move to Finland?
Plan for 3-4 months of expenses: around 5,000-8,000 for deposits, first month rent, and initial costs. Helsinki is most expensive; other cities cost 20-30% less.
Can I bring my family?
Yes. Family members can apply for residence permits based on family ties. Spouses can work with their own permit, and children have access to free education.
What is the best city to live in Finland?
It depends on your priorities. Helsinki has the most jobs and international community. Tampere and Turku offer lower costs with growing tech scenes. Oulu is great for outdoor enthusiasts.
Official resources
Last updated: January 2026. Information verified against official sources.