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  1. Glossary

    Finnish terms glossary: essential vocabulary for expats

    Finnish terms, abbreviations, and concepts for expats working and living in Finland. From Kela to HETU, understand it all.

    Finnish terms glossary Moving to Finland means encountering a whole new vocabulary of institutions, processes, and concepts. This glossary helps you...

  2. Glossary

    Migri: Finnish immigration service & permits

    The Finnish Immigration Service; handles residence permits and many immigration decisions.

    Migri (Maahanmuuttovirasto) is the Finnish Immigration Service, the government agency responsible for handling immigration matters including residence permits, citizenship applications,...

  3. Glossary

    Sisu: Finnish concept of resilience & determination

    A Finnish concept describing extraordinary determination, courage, and resilience in the face of adversity.

    Sisu is a uniquely Finnish concept that describes a special kind of inner strength and determination. It represents more than just perseverance; it is the ability to...

  4. Glossary

    Trade union: Finnish worker representation & legal support

    An organization that can provide advice, legal help, and support for employees.

    ...structures vary by field. Detailed explanation Finnish trade unions are professional organizations that represent employees in specific industries or professions. They negotiate collective...

  5. Glossary

    ALV (VAT): Finnish value-added tax guide

    Value-added tax in Finland; often shown on invoices and receipts.

    ...purchases. The difference is remitted to the Finnish Tax Administration (Verohallinto). For consumers, VAT is typically included in the displayed price, so what you see on the shelf is what you...

  6. Glossary

    DVV: population registry & Finnish ID services

    The Digital and Population Data Services Agency; handles population information and identity data services.

    ...System, which contains basic information about Finnish citizens and foreign nationals residing in Finland. This database is used by numerous public and private organizations for identity...

  7. Glossary

    Finnish ID card (henkilökortti)

    Official identity document issued by the police in Finland, valid for travel within the EU/EEA.

    The Finnish ID card (henkilökortti) is an official identity document issued by the Finnish police. It serves as proof of identity and citizenship, and for...

  8. Glossary

    Kela: Finnish social insurance institution explained

    Finland's Social Insurance Institution; administers many benefits.

    ...The agency operates under the supervision of the Finnish Parliament and has service points throughout the country. Kela administers over 40 different benefits, including general housing allowance,...

  9. Glossary

    Työeläketurvakeskus: Finnish Centre for Pensions (ETK)

    The central body for Finland's earnings-related pension system, coordinating pension information and international agreements.

    Työeläketurvakeskus (abbreviated ETK) is the Finnish Centre for Pensions, the central body that coordinates Finland's earnings-related pension system. ETK does not pay pensions directly but...

  10. Glossary

    Harjoittelu: internship / practical training

    Workplace internship or practical training period that is part of many Finnish degree programs.

    ...means internship or practical training in Finnish. It refers to a supervised work experience period that is either a mandatory part of a degree program or a voluntary addition to build...

  11. Glossary

    Kansalaisuus: citizenship

    Finnish citizenship granting full rights including voting, passport, and permanent residence in the EU.

    Kansalaisuus (citizenship) refers to Finnish citizenship, the legal bond between an individual and the Finnish state that grants full rights and privileges including voting, holding a...

  12. Glossary

    Päiväkoti: Daycare

    Finnish early childhood education and care centers for children before school age, with income-based fees.

    ...is daycare or early childhood education center in Finnish. These facilities provide care and education for children from approximately 9 months old until they start preschool (at age 6). Finland's...

  13. Glossary

    Ammattikoulu: vocational school

    Finnish vocational education and training providing practical skills and qualifications for specific professions.

    ...ammatillinen oppilaitos) is vocational school in Finnish, providing practical education and training that leads directly to professional qualifications. This is the alternative path to lukio...

  14. Glossary

    Gradunohjaaja: thesis supervisor

    The academic supervisor assigned to guide master's thesis (gradu) work at Finnish universities.

    Gradunohjaaja is a thesis supervisor in Finnish, specifically the academic staff member who guides a student through their master's thesis (pro gradu -tutkielma, commonly called "gradu")....

  15. Glossary

    Isännöitsijä: property manager

    Professional property manager who handles daily administration and maintenance of Finnish housing companies.

    ...The isännöitsijä plays a crucial role in Finnish housing. They are typically employed by a property management company (isännöintitoimisto) that the housing company contracts with, though...

  16. Glossary

    Kesätyö: summer job

    The Finnish tradition of summer employment, a key opportunity for students and internationals to gain work experience.

    Kesätyö means summer job in Finnish. Summer employment is a deeply rooted tradition in Finland, with the majority of students and young people working during the summer months...

  17. Glossary

    Kirjasto: library

    Finnish public libraries offering free access to books, digital resources, workspaces, and community services.

    Kirjasto means library in Finnish. Finnish public libraries are world-renowned for their quality, accessibility, and range of services far beyond traditional book lending. For...

  18. Glossary

    Kotivakuutus: home insurance

    Personal home insurance covering your belongings, liability, and potential damages in your Finnish residence.

    ...apartment owners as well. Detailed explanation Finnish home insurance typically combines several coverage types into one policy: Irtaimistovakuutus (contents insurance) protects your personal...

  19. Glossary

    Laina (Loan)

    Borrowing money in Finland, including mortgages (asuntolaina), consumer loans, and what international residents need to know about Finnish lending.

    Laina means loan in Finnish. The most significant type of loan for residents is the asuntolaina (mortgage), but the term also covers consumer loans, student loans...

  20. Glossary

    Liukuva työaika: flexible working hours

    The Finnish flextime system allowing employees to adjust their daily start and end times within agreed limits.

    ...means flexible working hours or flextime in Finnish. It is a widely used system in Finland where employees can adjust their daily start and end times within agreed limits, as long as they...

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