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Results for “cost of living”

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  1. Glossary

    Palkka (salary)

    Finnish term for salary or wages; understanding salary structures and payment practices in Finland.

    Palkka means salary or wages in Finnish. Understanding how salaries work in Finland is essential for anyone working in the country. Detailed...

  2. Glossary

    Pankkitili (bank account)

    Finnish bank account; essential for receiving salary and managing finances in Finland.

    Pankkitili means bank account in Finnish. Opening a Finnish bank account is one of the first essential steps when moving to Finland, as it serves as...

  3. Glossary

    Perintövero (Inheritance Tax)

    Finnish inheritance tax applied to estates and gifts, with rates depending on the relationship to the deceased.

    Perintövero A tax levied on inherited property and gifts in Finland, with rates varying based on the value and the heir's relationship to the...

  4. Glossary

    Peruspäiväraha: former basic unemployment allowance

    Peruspäiväraha was a flat-rate unemployment benefit from Kela. It ended on 30 April 2026 and was replaced by the general social security benefit (yleistuki).

    Peruspäiväraha was the basic unemployment allowance in Finland, a flat-rate benefit paid by Kela to unemployed jobseekers who met the work requirement...

  5. Glossary

    Pikkujoulu (Little Christmas)

    Finland's beloved pre-Christmas party tradition, typically organized by workplaces, clubs, and friend groups in November and December.

    Pikkujoulu literally translates to "little Christmas" and refers to the festive parties held in November and December throughout Finland. Nearly every...

  6. Glossary

    Poliisi (Police)

    The Finnish police service: reporting crimes, non-emergency contact, and how the police system works for residents in Finland.

    Poliisi means police in Finnish. The Finnish police (Poliisi) is a national law enforcement agency responsible for maintaining public order,...

  7. Glossary

    Polkupyörä (Bicycle)

    Cycling culture and infrastructure in Finland, where bicycles are a popular year-round transport option.

    Polkupyörä A bicycle, widely used in Finland as both daily transportation and recreation, supported by extensive cycling infrastructure. What it means...

  8. Glossary

    Probation period (koeaika)

    An initial period in an employment relationship with special termination rules.

    The probation period (koeaika) is an initial period in an employment relationship. During this time, termination rules can be different (but must...

  9. Glossary

    Ruokakauppa (Grocery Store)

    Finnish grocery stores and supermarket chains including S-Market, K-Market, Lidl, and Prisma.

    Ruokakauppa A grocery store; Finland's food retail market is dominated by two major groups - S-Group and K-Group - plus Lidl. What it means...

  10. Glossary

    Sairauspoissaolo: sick absence

    Rules and procedures for calling in sick from work in Finland, including pay and documentation requirements.

    Sairauspoissaolo means sick absence in Finnish. It refers to the period when an employee is absent from work due to illness or injury, during which...

  11. Glossary

    Strong authentication (bank IDs)

    A common way to log in to Finnish services using online banking credentials or a mobile ID.

    Strong authentication (vahva tunnistautuminen) is a secure method used to verify your identity when accessing Finnish online services, including...

  12. Glossary

    Tax card (verokortti)

    Shows your withholding rate; your employer uses it to withhold the correct tax.

    A tax card (verokortti) shows your withholding rate, which your employer uses to deduct the correct amount of income tax from your salary each pay...

  13. Glossary

    TE Services (municipal employment services)

    TE Services (TE-palvelut) moved from the state to municipalities and employment areas on 1 January 2025. Jobseekers register through Job Market Finland.

    TE Services (TE-palvelut, short for työ- ja elinkeinopalvelut) was the name of Finland's state public employment services. Since 1 January 2025 these...

  14. Glossary

    Tori (Market Square)

    Traditional Finnish outdoor market squares found in every city, selling fresh produce, food, and crafts.

    Tori A market square; traditional outdoor marketplaces found in the center of virtually every Finnish city and town. What it means Tori means market...

  15. Glossary

    Trade union: Finnish worker representation & legal support

    An organization that can provide advice, legal help, and support for employees.

    Trade unions (ammattiliitto) can provide guidance, legal help, and support. Some unions are connected to unemployment funds (A-kassa), but membership...

  16. Glossary

    Tulli (Customs)

    Finnish Customs authority responsible for controlling imports, exports, and collecting customs duties.

    Tulli The Finnish Customs authority that regulates the import and export of goods and collects customs duties and taxes. What it means Tulli is the...

  17. Glossary

    TyEL: employee pension insurance in Finland

    Employee pension insurance in Finland; employers arrange it for employees.

    TyEL (Työntekijän eläkelaki) refers to Finland's earnings-related employee pension insurance, the mandatory pension scheme that covers most...

  18. Glossary

    Työeläketurvakeskus: Finnish Centre for Pensions (ETK)

    The central body for Finland's earnings-related pension system, coordinating pension information and international agreements.

    Työeläketurvakeskus (abbreviated ETK) is the Finnish Centre for Pensions, the central body that coordinates Finland's earnings-related pension system....

  19. Glossary

    Työlupa: work permit

    Authorization to work in Finland, typically included in or associated with a residence permit.

    Työlupa (work permit) refers to the authorization to work legally in Finland, which is typically integrated into the residence permit system for...

  20. Glossary

    Työsopimus: employment contract

    Legal agreement between employee and employer in Finland defining job duties, salary, working hours, and terms.

    Työsopimus is the employment contract in Finnish, the legal agreement between you and your employer that establishes the terms of your working...

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