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  1. Glossary

    Occupational healthcare

    Employer-provided healthcare; coverage varies by employer and provider.

    ...by employer and provider. Detailed explanation Finnish law requires all employers to provide occupational healthcare for their employees. At minimum, this must include preventive healthcare focused...

  2. Glossary

    Oleskelulupa: residence permit

    Official authorization for non-EU/EEA citizens to live in Finland for extended periods.

    ...in Finland for an extended period, issued by the Finnish Immigration Service (Migri). Detailed explanation For citizens outside the European Union, European Economic Area, and Switzerland, a...

  3. Glossary

    Omakotitalo: detached house

    A single-family detached home in Finland, the most spacious but also most maintenance-intensive housing option.

    ...means detached house or single-family home in Finnish. It is a standalone residential building on its own plot of land, offering the most space and privacy of any Finnish housing type, but also...

  4. Glossary

    Omistusasunto: owner-occupied apartment

    Buying property in Finland as an international, including the housing company system and purchasing process.

    ...means owner-occupied apartment or home in Finnish. In Finland, buying a property typically means purchasing shares in a housing company (asunto-osakeyhtiö) rather than the physical walls...

  5. Glossary

    Opintoraha (Student Grant)

    A monthly study grant from Kela for students in Finland who are enrolled in qualifying degree programs and make adequate progress.

    ...Detailed explanation Opintoraha is available to Finnish citizens and, under certain conditions, to international students who have a permanent residence permit or have lived in Finland for a...

  6. Glossary

    Opiskelija: student

    Student status in Finland and the benefits, rights, and working permissions it provides for internationals.

    Opiskelija means student in Finnish. Having official student status in Finland unlocks a wide range of benefits and rights, including discounted meals, transportation,...

  7. Glossary

    Overtime (ylityö)

    Work beyond regular hours; compensation and rules often depend on law and collective agreements.

    ...collective agreement (TES). Detailed explanation Finnish working time law regulates how much overtime you can work and how it must be compensated. Regular working hours are typically 8 hours per day...

  8. Glossary

    Päivystys (Emergency Room / Urgent Care)

    Finland's emergency and urgent care services available 24/7 at hospitals for medical emergencies and acute conditions.

    ...but care is never denied based on ability to pay Language: Interpreter services available request one if needed Key details Emergency number: 112 (police, fire, ambulance) Health advice: 116 117...

  9. Glossary

    Palkankorotus: pay raise

    How salary increases work in Finland, including collective agreement raises and individual negotiations.

    ...means pay raise or salary increase in Finnish. In Finland, pay raises come through two main channels: collective agreement negotiations at the industry level and individual salary...

  10. Glossary

    Palkkatuki (Wage Subsidy)

    A wage subsidy from municipal employment services paid to employers who hire jobseekers facing challenges in finding employment in Finland.

    ...been unemployed for an extended period or lack Finnish work experience, palkkatuki can make you a more attractive candidate for employers Employer incentive: Understanding this benefit helps you...

  11. Glossary

    Pikkujoulu (Little Christmas)

    Finland's beloved pre-Christmas party tradition, typically organized by workplaces, clubs, and friend groups in November and December.

    ...it one of the defining social events of the Finnish autumn. Detailed explanation Pikkujoulu season typically runs from mid-November through mid-December, with the peak in late November and early...

  12. Glossary

    Plussa-kortti (K-Group Plus Card)

    The K-Group loyalty card earning points on purchases at K-Market, K-Supermarket, and K-Citymarket.

    ...weekly deals, which can help newcomers discover Finnish food products and plan meals. Key details Cost: Free to join, no membership fee or deposit Points system: Earn Plussa points on purchases;...

  13. Glossary

    Polkupyörä (Bicycle)

    Cycling culture and infrastructure in Finland, where bicycles are a popular year-round transport option.

    ...means bicycle, and cycling is deeply embedded in Finnish transport culture. Finnish cities have extensive networks of dedicated bike lanes (pyoratie) that are separate from car traffic and pedestrian...

  14. Glossary

    Probation period (koeaika)

    An initial period in an employment relationship with special termination rules.

    ...length of a probation period is 6 months under Finnish law, though collective agreements may specify shorter maximum periods. For fixed-term contracts, the probation period cannot exceed half of...

  15. Glossary

    Ravintola (Restaurant)

    Dining out in Finland, from casual lunch spots to fine dining, with information on costs and customs.

    ...with several Michelin-starred restaurants. Finnish cuisine draws on Nordic traditions with modern influences, emphasizing fresh, local ingredients like salmon, reindeer, root vegetables, and...

  16. Glossary

    Resepti (Prescription)

    Finland's electronic prescription system (e-Resepti) where all prescriptions are stored digitally in a national database.

    Resepti means prescription in Finnish. Finland uses a fully electronic prescription system called e-Resepti, where doctors enter prescriptions directly into the national Kanta...

  17. Glossary

    Reseptilääke: prescription medicine

    Medication requiring a doctor's prescription in Finland, dispensed at pharmacies with Kela reimbursement.

    ...to last until you can establish care with a Finnish doctor Prescription transfer: Foreign prescriptions are generally not valid in Finland; you'll need a Finnish doctor to write new...

  18. Glossary

    Retkeily (Camping/Trekking)

    Outdoor camping and trekking in Finland, supported by everyman's rights and excellent wilderness infrastructure.

    ...The freedom to camp almost anywhere in Finnish nature is a revelation for many internationals, especially those from countries where wild camping is restricted or illegal. Combined with the...

  19. Glossary

    Rivitalo: row house / terraced house

    A common suburban housing type in Finland, offering more space than apartments with a small private yard.

    Rivitalo means row house or terraced house in Finnish. These are single or two-story homes joined in a row, each with its own entrance, typically a small yard or terrace, and more living space...

  20. Glossary

    Ruokalisa (Meal Allowance)

    A tax-free employer benefit covering part of employees' lunch costs through vouchers or digital payments.

    ...is the meal allowance or meal benefit that Finnish employers can provide to their employees. It comes in several forms: traditional meal vouchers (lounassetelit), electronic meal cards (such as...

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