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  1. Glossary

    Opiskelijaravintola: student restaurant

    Kela-subsidized cafeterias at Finnish universities offering affordable meals for students.

    ...status in Finland and the benefits, rights, and working permissions it provides for internationals Kela: Finland's Social Insurance Institution Opiskelijaliitto (Student Union): Student unions in...

  2. Glossary

    Osoitteenmuutos: address change

    The process of updating your address with various services and authorities when moving in Finland.

    ...addresses before important mailings (tax cards, permits, etc.) Employer notification: Essential for tax and payroll purposes Banking access: Ensure your bank has your current address for card...

  3. Glossary

    Päiväkoti: Daycare

    Finnish early childhood education and care centers for children before school age, with income-based fees.

    ...you need one, regardless of whether both parents work. This right is unique to Finland and a few other Nordic countries. Päiväkoti operates on an income-based fee system. The maximum fee is capped by...

  4. Glossary

    Palkka (salary)

    Finnish term for salary or wages; understanding salary structures and payment practices in Finland.

    ...or wages in Finnish. Understanding how salaries work in Finland is essential for anyone working in the country. Detailed explanation Finnish salaries are typically discussed and agreed upon as gross...

  5. Glossary

    Palkkatuki (Wage Subsidy)

    A wage subsidy from municipal employment services paid to employers who hire jobseekers facing challenges in finding employment in Finland.

    ...jobseekers who face difficulties finding work. The subsidy is intended to lower the barrier for employers to hire and to help jobseekers gain work experience in Finland. Detailed explanation...

  6. Glossary

    Pankkitili (bank account)

    Finnish bank account; essential for receiving salary and managing finances in Finland.

    ...cards typically support contactless payment and work with mobile wallet systems like Apple Pay and Google Pay. How it affects expats Salary payments: Finnish employers typically require a Finnish...

  7. Glossary

    Payslip (palkkalaskelma)

    A breakdown of your salary, deductions, and payments for a pay period.

    ...agreement with an employer covering duties, pay, working time, and key terms

  8. Glossary

    Peruskoulu: comprehensive school

    Finland's free 9-year basic education for children aged 7-16, known worldwide for its quality and equity.

    ...for each subject) More homework and independent work Optional subjects allow some specialization Prepares for upper secondary choices A typical school day Finnish school days are relatively short,...

  9. Glossary

    Peruspäiväraha: former basic unemployment allowance

    Peruspäiväraha was a flat-rate unemployment benefit from Kela. It ended on 30 April 2026 and was replaced by the general social security benefit (yleistuki).

    ...paid by Kela to unemployed jobseekers who met the work requirement but were not members of an unemployment fund. It ended on 30 April 2026. Replaced on 1 May 2026: The basic unemployment allowance and...

  10. Glossary

    Pilkinta (Ice Fishing)

    Traditional Finnish winter ice fishing, free under everyman's rights, practiced on frozen lakes across the country.

    ...in Finland - it requires minimal equipment, no permits, and offers a uniquely Finnish experience. For internationals experiencing their first Finnish winter, it provides a reason to embrace rather...

  11. Glossary

    Plussa-kortti (K-Group Plus Card)

    The K-Group loyalty card earning points on purchases at K-Market, K-Supermarket, and K-Citymarket.

    ...stores are conveniently located near your home or workplace, the Plussa-kortti is worth getting since it is free and immediate. The personalized offers through the K-Ruoka app can provide significant...

  12. Glossary

    Probation period (koeaika)

    An initial period in an employment relationship with special termination rules.

    ...to evaluate whether the employment relationship works for both parties. During this time, either party can terminate the employment more easily than after the probation period ends. The maximum...

  13. Glossary

    Ruokalisa (Meal Allowance)

    A tax-free employer benefit covering part of employees' lunch costs through vouchers or digital payments.

    ...to subsidize employees' lunch costs during the workday. What it means Ruokalisa is the meal allowance or meal benefit that Finnish employers can provide to their employees. It comes in several...

  14. Glossary

    Sairaanhoito: medical care

    Medical care and treatment services in Finland, encompassing public, private, and occupational healthcare.

    ...explain who is covered and how reimbursements work. Related terms Health center (Terveyskeskus): Public municipal health center providing primary healthcare services to local residents in Finland...

  15. Glossary

    Sauna: sauna

    The Finnish sauna tradition, building saunas, and sauna etiquette that every international in Finland should know.

    ...participating in sauna invitations (including work-related ones) is an important social bonding activity Health benefits: Regular sauna use is associated with cardiovascular health benefits;...

  16. Glossary

    Sisu: Finnish concept of resilience & determination

    A Finnish concept describing extraordinary determination, courage, and resilience in the face of adversity.

    ...but possess deep reserves of determination Workplace expectations: There is an unspoken expectation to persist through difficulties without excessive complaint Communication style: Sisu aligns...

  17. Glossary

    Taloyhtiö: housing company

    Informal Finnish term for housing cooperative or housing company that manages apartment buildings and common areas.

    ...and facilities. Understanding how your taloyhtiö works is essential for both apartment owners and renters in Finland. Detailed explanation Every apartment building in Finland is typically managed by...

  18. Glossary

    Taloyhtiön kokous (Housing Company Meeting)

    The general meeting of a Finnish housing company where shareholders vote on building maintenance, finances, and renovations.

    ...day-to-day governance between meetings and works with the property manager (isännöitsijä) to manage the building. How it affects expats Attend if you own: As a shareholder, attending the...

  19. Glossary

    Tax at source (Lähdevero)

    A withholding tax often applied to non-residents; rules depend on your tax status and income type.

    ...your primary home. Detailed explanation When you work in Finland as a non-resident, your employer withholds tax at source directly from your wages rather than using the progressive tax system that...

  20. Glossary

    Tax card (verokortti)

    Shows your withholding rate; your employer uses it to withhold the correct tax.

    ...income: Separate tax card needed for freelance work alongside employment International income: Report foreign income to ensure accurate withholding rates How to get your tax card Register with DVV...

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