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  1. Glossary

    A-kassa (Unemployment fund)

    An unemployment fund you can join to potentially receive earnings-related unemployment allowance.

    ...member of an unemployment fund while meeting the work requirement: 12 months of work in the past 28 months. The membership period and work history must overlap. Simply joining a fund right before...

  2. Glossary

    Äitiysloma: maternity leave

    Protected leave for birth mothers in Finland, part of the parental leave system with income-based benefits.

    ...child benefit (lapsilisä) from Kela Returning to work: Can use parental leave days flexibly until child turns 2 Many parents combine leaves with home care allowance (kotihoidon tuki) Childcare...

  3. Glossary

    Ammattikorkeakoulu: university of applied sciences

    Professionally-oriented higher education institution offering practical degrees with strong industry connections.

    ...ammattikorkeakoulut emphasize practical skills, workplace readiness, and applied research that serves regional industries and communities. This dual system ensures that students can choose an...

  4. Glossary

    Ammattikoulu: vocational school

    Finnish vocational education and training providing practical skills and qualifications for specific professions.

    ...combines theoretical learning with practical work, including substantial on-the-job training periods (työssäoppiminen). Students graduate with both a qualification and real work experience. Key...

  5. Glossary

    Ansiosidonnainen: earnings-related unemployment allowance

    Finland's highest unemployment benefit tier, paying 50-70% of previous salary to qualified unemployment fund members.

    ...often called A-kassa) while you meet the work requirement below. 2. Employment condition: You must have worked 12 months during the past 28 months, meeting the statutory hours and earnings...

  6. Glossary

    Asunto-osakeyhtiö: housing cooperative

    Finnish housing cooperative that owns and manages apartment buildings where residents own shares rather than individual units.

    ...upcoming renovations (like pipe repairs or facade work) can mean significant additional costs. Key terms in housing cooperatives Osake: Share in the cooperative Huoneisto: The apartment unit your...

  7. Glossary

    Collective agreement (TES)

    Industry-wide minimum employment conditions in Finland, set by collective bargaining.

    ...that sets minimum conditions such as pay scales, working time rules, and bonuses. Detailed explanation A collective agreement is negotiated between employer organizations and trade unions to...

  8. Glossary

    Eduskunta (Parliament)

    The Finnish parliament with 200 members, responsible for legislation and government oversight.

    ...services. Understanding how Finnish legislation works helps internationals navigate their rights and obligations. EU citizens and permanent residents can vote in municipal elections, but...

  9. Glossary

    Ennakkoperintä (Tax Withholding)

    Finland's system of prepaying taxes through salary withholding, ensuring taxes are collected throughout the year rather than in a lump sum.

    ...your verokortti from Vero as soon as you start working without it, your employer must withhold 60% Update when needed: If your income changes significantly, request a new tax card to avoid large...

  10. Glossary

    Erikoisruokavalio (Special Diet)

    Finland's strong culture of accommodating dietary restrictions including lactose-free, gluten-free, and vegan options.

    ...range of lactose-free dairy products. School and workplace cafeterias always offer vegetarian options, and many provide vegan choices as well. Why it matters for internationals Internationals with...

  11. Glossary

    Hammashoito: dental care

    Dental healthcare services in Finland available through public health centers, private clinics, and occupational health.

    ...in Finnish. Access to dental services in Finland works differently than general healthcare, with options including public dental clinics run by wellbeing services counties, private dentists, and...

  12. Glossary

    Henkilöllisyystodistus: ID card

    Official Finnish identity card that verifies identity and can serve as a travel document within Europe.

    ...permit: Does not prove residence status or work rights Optional document: Not mandatory, but useful for daily life Practical examples Example 1: Maria from Brazil has been in Finland for three...

  13. Glossary

    Personal identity code (HETU)

    The Finnish personal identity code used by authorities and many services.

    ...government portals How to get your HETU For work-based residence: Apply through Migri; HETU is assigned during the permit process For EU/EEA citizens: Register your right of residence at Migri...

  14. Glossary

    Hiihtolatu (Cross-Country Ski Track)

    Maintained cross-country ski trails found throughout Finland, free to use and groomed regularly in winter.

    ...on joints than running and provides a full-body workout. Learning to ski is also a cultural integration experience - it is one of the most Finnish activities imaginable. Key details Track networks:...

  15. Glossary

    Holiday bonus pay in Finland (lomaraha)

    Holiday bonus pay (lomaraha) in Finland: usually 50% of your holiday pay, set by your collective agreement, not by law. Who gets it, when it is paid and that it is taxed as wages.

    ...(Vuosiloma) - Paid vacation days accrued while working Palkka (Salary) - Finnish term for salary or wages Payslip (Palkkalaskelma) - A breakdown of your salary, deductions, and payments for a pay...

  16. Glossary

    HSL (Helsinki regional transport)

    Helsinki's public transport authority managing buses, trams, metro, trains, and ferries in the capital region.

    ...Essential for commuting: Most Helsinki-area workers rely on HSL for daily transportation Cost-effective: Season tickets offer significant savings over car ownership in the city No Finnish...

  17. Glossary

    Isyysloma: paternity leave

    Parental leave for fathers and non-birth parents in Finland, part of the reformed equal parental leave system.

    ...same-sex couples and adoptive parents, the system works equally - each legal parent receives their 160 days. The benefit paid during parental leave is approximately 70% of your previous income,...

  18. Glossary

    Jokamiehen oikeudet (Everyman's Rights)

    Finland's right to roam: the legal right for everyone to access nature, forage, and enjoy the outdoors regardless of land ownership.

    ...and fishing with nets or lures require separate permits. Everyman's Rights are not written in a single law but are established through a combination of constitutional provisions, customary law, and...

  19. Glossary

    Jokamiehenoikeus (everyman's right)

    The Finnish freedom to roam, allowing everyone to access nature regardless of land ownership.

    ...access: You have these rights from day one, no permits or registration needed Free recreation: Hiking, skiing, swimming, and foraging cost nothing beyond your own transport Cultural integration:...

  20. Glossary

    Julkinen liikenne: public transport

    Finnish public transportation system including buses, trams, metro, trains, and ferries connecting cities and regions.

    ...offering free access to books, digital resources, workspaces, and community services Muuttoilmoitus (Change of Address): Official notification to Finnish authorities when you move, required for...

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