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  1. Glossary

    Verohallinto: tax administration

    Finland's Tax Administration authority handling tax collection, returns, and taxpayer services.

    ...tax return in April showing his Finnish salary and dividends. He adds information about rental income from a property in Sweden and claims the commuting deduction he's entitled to. Example...

  2. Glossary

    Vuosiloma: annual leave

    Paid vacation days employees accrue in Finland, typically 2-2.5 days per month worked, governed by the Annual Holidays Act.

    ...job, unused vacation is paid out in your final salary First summer may be limited: If you started mid-year, you'll have fewer days available Collective agreements may offer more: Many TES...

  3. Glossary

    Äitiysloma: maternity leave

    Protected leave for birth mothers in Finland, part of the parental leave system with income-based benefits.

    ...income. The benefit is approximately 70% of your salary, with higher replacement rates for lower incomes and caps for very high earners. How it affects expats Residency requirement: You must be...

  4. Glossary

    Ajokortti (driving licence)

    The Finnish driving license: how to exchange a foreign license, get a new one, and what international residents need to know about driving in Finland.

    ...with required documentation and photos Our guide to driving in Finland explains when to exchange an EU or non-EU licence and the other rules newcomers need to know. Related terms Poliisi...

  5. Glossary

    Ammattikoulu: vocational school

    Finnish vocational education and training providing practical skills and qualifications for specific professions.

    ...and employer in Finland defining job duties, salary, working hours, and terms

  6. Glossary

    Collective agreement (TES)

    Industry-wide minimum employment conditions in Finland, set by collective bargaining.

    ...defines job classifications and corresponding salary levels, which helps ensure fair pay across the industry. Collective agreements are typically negotiated every 1-3 years. When agreements...

  7. Glossary

    DVV: population registry & Finnish ID services

    The Digital and Population Data Services Agency; handles population information and identity data services.

    ...Official links DVV website: dvv.fi Our guide to the personal identity code in Finland covers how registration with DVV leads to your henkilötunnus. Related terms Foreigner's ID number...

  8. Glossary

    Etätyö: remote work

    Remote work policies and practices in Finland, one of the world's leading countries in flexible working arrangements.

    ...and employer in Finland defining job duties, salary, working hours, and terms Työsuojelu (Occupational Safety): Workplace safety and wellbeing practices TES (Collective Agreement): Industry-wide...

  9. Glossary

    Harjoittelu: internship / practical training

    Workplace internship or practical training period that is part of many Finnish degree programs.

    ...on student trainees and often results in a decent salary for the intern. Kela also provides some support for students doing mandatory internships. Finnish internships are generally well-regulated...

  10. Glossary

    Personal identity code (HETU)

    The Finnish personal identity code used by authorities and many services.

    ...notification letter containing your HETU. Our guide to the personal identity code in Finland explains how DVV issues the code and where you will be asked for it. The code also comes up when you...

  11. Glossary

    HSL (Helsinki regional transport)

    Helsinki's public transport authority managing buses, trams, metro, trains, and ferries in the capital region.

    ...cities and VR trains in one place, read our guide to public transport in Finland. Related terms Finnish Cities Guide Municipality of Residence (Kotikunta): Your official municipality of...

  12. Glossary

    Isyysloma: paternity leave

    Parental leave for fathers and non-birth parents in Finland, part of the reformed equal parental leave system.

    ...Kela's payment to maintain full or near-full salary during part of the leave. How to apply After the child's birth: Ensure the child is registered in the population system Plan with your partner:...

  13. Glossary

    Jätehuolto: waste management

    Finland's comprehensive waste sorting and recycling system that every resident must follow.

    ...waste management company's website for specific guidelines Bulky waste: Large items (furniture, mattresses) must be taken to a recycling center; do not leave them in or near building waste stations...

  14. Glossary

    Joukkoliikenne (Public Transport)

    Finland's public transport systems including buses, trams, metro, and regional trains in major cities.

    ...heavy snow can occasionally cause delays Our guide to public transport in Finland covers local networks, trains and long-distance buses. Related terms Matkakortti: travel card for public...

  15. Glossary

    Julkinen liikenne: public transport

    Finnish public transportation system including buses, trams, metro, trains, and ferries connecting cities and regions.

    ...and other passengers are generally helpful Our guide to public transport in Finland covers local networks, trains and long-distance buses. If you plan to drive, see driving in Finland. Related...

  16. Glossary

    Juna (Train)

    Finnish rail services operated by VR, connecting major cities with intercity and commuter trains.

    ...available on most trains for a small fee Our guide to public transport in Finland covers VR trains alongside city transport and long-distance buses. Related terms Joukkoliikenne: public transport...

  17. Glossary

    Kela: Finnish social insurance institution explained

    Finland's Social Insurance Institution; administers many benefits.

    ...OmaKela For the practical details, read our guides to the Kela card in Finland, health insurance for foreigners in Finland and unemployment benefit in Finland. Related terms Municipality of...

  18. Glossary

    Kesätyö: summer job

    The Finnish tradition of summer employment, a key opportunity for students and internationals to gain work experience.

    ...are entitled to a written employment contract, salary according to the applicable collective agreement, and accumulation of annual leave days. Many collective agreements specify minimum pay levels...

  19. Glossary

    Municipality of residence (kotikunta)

    Your official municipality of residence, which can affect access to public services.

    ...your access to public care is covered in our guide to health insurance for foreigners in Finland. Related terms Kela: Finland's Social Insurance Institution DVV: The Digital and Population Data...

  20. Glossary

    Kunnallisvero: municipal tax

    Local income tax paid to your municipality of residence, typically 5-11% of earned income.

    ...10.5%) to Espoo (5.30% rate). On her 60,000 euro salary, this move could save her roughly 2,700 euros annually in municipal tax alone. Example 3: Peter moves from Tampere to Turku on March 15. Since...

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