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  1. Glossary

    Plussa-kortti (K-Group Plus Card)

    The K-Group loyalty card earning points on purchases at K-Market, K-Supermarket, and K-Citymarket.

    Plussa-kortti The loyalty card of K-Group, Finland's second-largest retail chain, earning points on purchases across K-Group stores. What it means Plussa-kortti is the loyalty card for K-Group...

  2. Glossary

    Ruokalisa (Meal Allowance)

    A tax-free employer benefit covering part of employees' lunch costs through vouchers or digital payments.

    ...for internationals The meal benefit is one of Finland's most common employee perks, and understanding it can save significant money on daily food costs. When negotiating an employment contract,...

  3. Glossary

    Shop steward (luottamusmies)

    An employee representative at the workplace, often linked to collective agreements and unions.

    ...Industry-wide minimum employment conditions in Finland, set by collective bargaining Employment contract (Tyosopimus): Your agreement with an employer covering duties, pay, working time, and key...

  4. Glossary

    Tax card (verokortti)

    Shows your withholding rate; your employer uses it to withhold the correct tax.

    ...for a refund the following year. Tax cards in Finland are now fully electronic. You no longer receive a physical card; instead, your employer retrieves your tax information directly from the Tax...

  5. Glossary

    Tenttiviikko: exam week

    The designated exam period at Finnish universities when end-of-period or end-of-course exams take place.

    ...take exams at alternative times. Exam formats in Finland vary widely. Traditional sit-down written exams remain common, but many courses also use take-home exams, essays, projects, oral...

  6. Glossary

    Terveysasema (health center)

    Public health center providing primary healthcare services to residents of Finnish municipalities.

    ...municipality. These centers form the backbone of Finland's public healthcare system and are typically the first point of contact for non-emergency medical needs. Detailed explanation Finland's...

  7. Glossary

    Trade union: Finnish worker representation & legal support

    An organization that can provide advice, legal help, and support for employees.

    ...minimum working conditions for entire sectors. Finland has a high rate of union membership compared to many countries, with approximately 60-70% of workers belonging to a union. Unions provide...

  8. Glossary

    Tulli (Customs)

    Finnish Customs authority responsible for controlling imports, exports, and collecting customs duties.

    ...of Finance. It controls the flow of goods across Finland's borders, collects customs duties and import VAT, and enforces regulations on restricted and prohibited items. Tulli operates at airports,...

  9. Glossary

    Työmarkkinatuki: former labor market subsidy

    Työmarkkinatuki was a means-tested unemployment benefit from Kela. It ended on 30 April 2026 and was replaced by the general social security benefit (yleistuki).

    ...jobseekers aged 18-64 with permanent residence in Finland who are registered with their municipality's employment services via Job Market Finland and are not entitled to earnings-related allowance (or...

  10. Glossary

    Vaellus (Hiking)

    Finnish hiking culture with well-maintained trails, wilderness huts, and an extensive network across national parks.

    ...or trekking, a deeply popular outdoor activity in Finland with trails ranging from easy day walks to multi-day wilderness routes. What it means Vaellus means hiking, and it is one of Finland's most...

  11. Glossary

    Payslip (palkkalaskelma)

    A breakdown of your salary, deductions, and payments for a pay period.

    A payslip (palkkalaskelma) shows how your salary was calculated for a pay period, including deductions (tax, pension, etc.). Detailed explanation...

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