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  1. Glossary

    Vuokravakuus: rental deposit

    Security deposit required when renting an apartment in Finland, typically 1-3 months rent returned after lease ends.

    ...rent as deposit. This amount is regulated by the Finnish Tenancy Act (Laki asuinhuoneiston vuokrauksesta), which limits how much can be requested and establishes rules for its return. The deposit...

  2. Glossary

    Vuosiloma: annual leave

    Paid vacation days employees accrue in Finland, typically 2-2.5 days per month worked, governed by the Annual Holidays Act.

    Vuosiloma is annual leave or paid vacation in Finnish. Finnish law guarantees all employees the right to paid vacation time, which accrues based on how long you've been employed. Understanding how...

  3. Glossary

    YEL (Self-employed pension insurance)

    Pension insurance for self-employed people; declared work income affects pension and some benefits.

    ...security coverage and pension accumulation. The Finnish Centre for Pensions recommends setting YEL income realistically based on the value of your work, typically between 15,000 and 50,000 euros...

  4. Articles

    Residence permit extension in Finland

    A residence permit extension in Finland costs 230 euros online in 2026, opens two months before expiry for work permits, and keeps your right to work.

    ...e-service and EUR 430 on paper, according to the Finnish Immigration Service's (Migri) processing fees page. The EUR 200 difference between the two channels is the strongest practical argument for...

  5. Articles

    Driving in Finland

    EU licences work in Finland while valid; convention-country licences for 2 years after you settle. Winter tyres 1 Nov to 31 Mar; drink-driving limit 0.5‰.

    ...after you move here permanently, according to the Finnish Transport and Communications Agency Traficom's licence exchange guide. A licence from any other country lets you drive for one year after you...

  6. Articles

    Extended residence permit on family ties in Finland

    Apply for an extended family-ties permit in Finland from inside the country, no earlier than three months before expiry; it costs 230 euros online in 2026.

    ...or 430 euros on paper in 2026, according to the Finnish Immigration Service (Migri) fee list. Migri states that you "should not apply for an extended permit earlier than 3 months before your current...

  7. Articles

    Health insurance for foreigners in Finland

    Foreigners get Kela health cover by living in Finland permanently or earning 800.02 euros a month, and public client fees are capped at 815 euros in 2026.

    ...permit before Kela can cover them, then a Finnish personal identity code and a bank account. Students from outside the EU must show private insurance, or an accepted card, with the residence...

  8. Articles

    Holiday pay in Finland and the three calculation methods

    Holiday pay in Finland is your normal salary, average daily pay times a coefficient, or 9 or 11.5 percent of the year's wages, by how you are paid.

    Your holiday pay in Finland depends on how you are paid. On monthly or weekly pay, your normal pay continues during the holiday. On hourly or...

  9. Articles

    Public transport in Finland

    Finland has no national transit ticket: HSL, Nysse, Föli and Waltti cities sell their own. An HSL AB single costs EUR 3.30 in the app in 2026.

    ...and children under 7 travel free. Students with a Finnish student card and people aged 70 and over get season tickets at a discount; the AB 30-day ticket costs them EUR 44.30 in 2026. Payment methods...

  10. Articles

    Terms of employment for a Migri work permit

    Your employer files the terms of employment for a Migri work permit, and an employed person's permit needs 1,600 euros gross a month in 2026.

    ...1,600 euros per month in 2026, according to the Finnish Immigration Service's employed person page. Migri's FAQ for employers states that processing time only starts once biometric identifiers have...

  11. Articles

    The Kela card in Finland

    The Kela card proves your right to Kela reimbursement at private clinics that cannot check it electronically, and Kela posts it once you are covered.

    ...for the card itself. Once you are covered by Finnish national health insurance, Kela sends it automatically, and a newborn receives one after the birth is registered with the Digital and...

  12. Articles

    Unemployment benefit in Finland and the two routes

    Unemployment benefit in Finland comes from an unemployment fund as an earnings-related allowance, or from Kela as the general social security benefit.

    ...permanently resident in Finland and covered by Finnish social security. Work done in another EU or EEA country can count towards the employment condition under EU social security rules in some...

  13. Articles

    Personal identity code in Finland

    A personal identity code in Finland is the eleven-character henkilötunnus DVV issues once you are registered in the Population Information System.

    As a foreign citizen you get a Finnish personal identity code (henkilötunnus) by registering with the Digital and Population Data Services Agency (DVV): you submit its form, then...

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