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Results for “work permits”
252 results
- Glossary
Taloyhtiön kokous (Housing Company Meeting)
The general meeting of a Finnish housing company where shareholders vote on building maintenance, finances, and renovations.
...day-to-day governance between meetings and works with the property manager (isännöitsijä) to manage the building. How it affects expats Attend if you own: As a shareholder, attending the...
- Glossary
Tax at source (Lähdevero)
A withholding tax often applied to non-residents; rules depend on your tax status and income type.
...your primary home. Detailed explanation When you work in Finland as a non-resident, your employer withholds tax at source directly from your wages rather than using the progressive tax system that...
- Glossary
Tax card (verokortti)
Shows your withholding rate; your employer uses it to withhold the correct tax.
...income: Separate tax card needed for freelance work alongside employment International income: Report foreign income to ensure accurate withholding rates How to get your tax card Register with DVV...
- Glossary
TE Services (municipal employment services)
TE Services (TE-palvelut) moved from the state to municipalities and employment areas on 1 January 2025. Jobseekers register through Job Market Finland.
...salary subsidies for hiring unemployed workers, and information about the Finnish labor market. The services maintain close connections with educational institutions and businesses to...
- Glossary
Tenttiviikko: exam week
The designated exam period at Finnish universities when end-of-period or end-of-course exams take place.
...Credit Transfer System used to measure study workload Yliopisto (University): Research university in Finland offering academic degrees and conducting scientific research Tutkinto (Degree): An...
- Glossary
Tulli (Customs)
Finnish Customs authority responsible for controlling imports, exports, and collecting customs duties.
...150 euros Restricted items: Certain items require permits (firearms, medicines, endangered species products); some are prohibited entirely Customs declaration: Required for non-EU shipments; can be...
- Glossary
Tulovero: income tax
Tax paid on earned and capital income in Finland, including state and municipal components.
...from his earned income tax. Example 3: Liu works remotely for a company in her home country while living in Finland. As a Finnish tax resident, she must report this foreign salary on her...
- Glossary
Tuloveroprosentti (Income Tax Rate)
The progressive income tax rate in Finland, combining state, municipal, and other components.
...pay Tax card: Request from Vero before starting work; without one, your employer withholds 60% Related terms Verotoimisto: tax office where you obtain your tax card Arvonlisavero: value-added tax on...
- Glossary
Tutkinto: degree
An academic or vocational qualification awarded upon completion of a study program in Finland.
...process is essential for expats who wish to work in regulated professions or continue their education in Finland. How it affects expats Recognition process: Foreign degrees may need official...
- Glossary
TyEL: employee pension insurance in Finland
Employee pension insurance in Finland; employers arrange it for employees.
...your retirement income is directly tied to your working history and salary levels. TyEL insurance is the mechanism through which private-sector employees accumulate pension rights. Every euro you...
- Glossary
Työeläketurvakeskus: Finnish Centre for Pensions (ETK)
The central body for Finland's earnings-related pension system, coordinating pension information and international agreements.
...pension (työeläke) is based on your work history and salary in Finland, managed by private pension insurance companies. The national pension (kansaneläke) and guarantee pension...
- Glossary
Työterveys (Occupational Healthcare)
Employer-provided healthcare in Finland that all employers are legally required to arrange for their employees.
...the primary healthcare channel for many workers. Detailed explanation Finnish law (Occupational Health Care Act) requires all employers to provide at minimum preventive occupational...
- Glossary
Työttömyysturva: unemployment benefit
Finland's unemployment protection system providing financial support during job searches through various benefit types.
...seekers who lose their employment or cannot find work. The system includes several types of benefits with different eligibility requirements and payment amounts. 2026 reform: On 1 May 2026, Kela's...
- Glossary
Vaellus (Hiking)
Finnish hiking culture with well-maintained trails, wilderness huts, and an extensive network across national parks.
...to multi-day treks as your experience grows. No permits are needed for hiking. The key is preparation: weather can change quickly, distances between services can be long in wilderness areas, and...
- Glossary
Vahvistus (Strong Authentication)
Finland's strong electronic identification system using bank IDs, mobile certificates, or ID cards to access digital services securely.
...or a mobile app authenticator). These credentials work not only for banking but also for logging into government services, healthcare portals, tax services, and many private services through the...
- Glossary
Vakuutus (Insurance)
Types of insurance in Finland: from mandatory vehicle insurance to home, health, and travel insurance that residents should consider.
...Employers must provide työtapaturmavakuutus (workers' compensation insurance) and TyEL/YEL pension insurance. Beyond these, the most common voluntary insurance types include home insurance...
- Glossary
Valmistuminen: graduation
The Finnish graduation process, traditions, and what international students need to know about completing their degree.
...completing all required credits and thesis work, after which students can participate in distinctive Finnish graduation traditions. Detailed explanation Graduating from a Finnish university...
- Glossary
Vastike: maintenance fee
Monthly fee paid by apartment owners to cover building maintenance, repairs, and shared expenses in Finnish housing companies.
...needs assessment) shows planned major works Building's financial statements - Check for debts and reserve funds Historical increases - Ask about vastike changes over recent years A...
- Glossary
Verohallinto: tax administration
Finland's Tax Administration authority handling tax collection, returns, and taxpayer services.
...First registration: When you arrive in Finland to work, you'll need to visit the Tax Administration to register and get your first tax card Pre-completed returns: Your spring tax return is largely...
- Glossary
Veronpalautus (Tax Refund)
The annual tax return and refund process in Finland, where Vero reconciles taxes paid with taxes owed and issues refunds or residual tax bills.
...as commuting costs, unemployment fund fees, or work-related purchases), and submit corrections if needed. Vero then calculates the final tax amount. If you paid more than owed, the difference is...