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  1. Glossary

    Oleskelulupa: residence permit

    Official authorization for non-EU/EEA citizens to live in Finland for extended periods.

    ...1: Maria from Brazil receives a job offer in Helsinki. Her employer provides documentation for a residence permit for an employed person. She applies through the Enter Finland online system and...

  2. Glossary

    Omistusasunto: owner-occupied apartment

    Buying property in Finland as an international, including the housing company system and purchasing process.

    ...Property prices vary significantly by location: Helsinki metropolitan area averages 3,500-6,000 EUR/m², while other cities like Tampere and Turku average 2,000-3,500 EUR/m². Smaller cities and rural...

  3. Glossary

    Opintotuki: student financial aid

    Finnish government financial support for students including study grant, housing supplement, and loan guarantee.

    ...housing costs, up to 296 euros a month in Helsinki, Espoo, Kauniainen and Vantaa, 248 euros in several other larger cities and 216 euros elsewhere. General housing allowance (yleinen...

  4. Glossary

    Opiskelija-asunto: student housing

    Affordable student accommodation provided by dedicated housing organizations in Finnish university cities.

    ...(Helsingin seudun opiskelija-asuntosäätiö) in the Helsinki metropolitan area, TOAS (Tampereen opiskelija-asuntosäätiö) in Tampere, TYS (Turun ylioppilaskylasäätiö) in Turku, and PSOAS (Pohjois-Suomen...

  5. Glossary

    Opiskelijaravintola: student restaurant

    Kela-subsidized cafeterias at Finnish universities offering affordable meals for students.

    ...operators include Compass Group (UniCafe in Helsinki), Juvenes (Tampere), Sodexo, and Fazer Food Services. These restaurants serve balanced meals designed to meet nutritional guidelines set by...

  6. Glossary

    Peruskoulu: comprehensive school

    Finland's free 9-year basic education for children aged 7-16, known worldwide for its quality and equity.

    ...options in our guide to international schools in Helsinki, which covers fee-paying schools and free English-language public schools. Related terms Esiopetus (Preschool): Free mandatory preschool...

  7. Glossary

    Peruspäiväraha: former basic unemployment allowance

    Peruspäiväraha was a flat-rate unemployment benefit from Kela. It ended on 30 April 2026 and was replaced by the general social security benefit (yleistuki).

    ...a flat-rate benefit paid by Kela to unemployed jobseekers who met the work requirement but were not members of an unemployment fund. It ended on 30 April 2026. Replaced on 1 May 2026: The basic...

  8. Glossary

    Polkupyörä (Bicycle)

    Cycling culture and infrastructure in Finland, where bicycles are a popular year-round transport option.

    ...traffic and pedestrian paths. Cities like Oulu, Helsinki, Tampere, and Jyvaskyla consistently invest in cycling infrastructure. Many Finns cycle year-round, even in winter, with cities maintaining...

  9. Glossary

    Ravintola (Restaurant)

    Dining out in Finland, from casual lunch spots to fine dining, with information on costs and customs.

    ...scene has evolved dramatically in recent decades. Helsinki in particular has gained international recognition, with several Michelin-starred restaurants. Finnish cuisine draws on Nordic traditions...

  10. Glossary

    Rekisteröinti: registration

    Process of officially registering your residence and information in Finnish population systems.

    ...examples Example 1: Emma from Germany moves to Helsinki for work. She visits a Migri service point to register her right of residence, with her passport, employment contract, and rental agreement....

  11. Glossary

    Sairaala (Hospital)

    Finland's public hospital system providing specialist and emergency medical care, organized by hospital districts.

    ...hospital. The five university hospitals - in Helsinki (HUS), Turku (TYKS), Tampere (TAYS), Oulu (OYS), and Kuopio (KYS) - provide the most specialized treatments, research, and teaching....

  12. Glossary

    Sairaanhoito: medical care

    Medical care and treatment services in Finland, encompassing public, private, and occupational healthcare.

    ...visit: up to 30.20 euros (2026 maximum; free in Helsinki) Hospital outpatient visit: up to 71.30 euros Hospital inpatient care: charged per day, varies by wellbeing services county Annual fee...

  13. Glossary

    Sauna: sauna

    The Finnish sauna tradition, building saunas, and sauna etiquette that every international in Finland should know.

    ...Public sauna, like Löyly or Allas Sea Pool in Helsinki Sähkösauna: Electric sauna, most common in apartments Puusauna: Wood-fired sauna, traditional and found in summer cottages Savusauna: Smoke...

  14. Glossary

    Tax card (verokortti)

    Shows your withholding rate; your employer uses it to withhold the correct tax.

    ...tax card Multiple employers: If you have several jobs, you need to allocate your income limit between employers Freelance income: Separate tax card needed for freelance work alongside employment...

  15. Glossary

    Terveysasema (health center)

    Public health center providing primary healthcare services to residents of Finnish municipalities.

    ...visit up to 30.20 EUR in 2026 (national maximum; Helsinki GP visits are free) Annual cap: Out-of-pocket costs capped at 815 EUR per year Free for minors: Under 18s pay no fees for public healthcare...

  16. Glossary

    Terveyskeskus: health center

    Public municipal health center providing primary healthcare services to local residents in Finland.

    ...many areas charge less, and doctor visits at Helsinki health stations are free), with an annual cap on out-of-pocket expenses. Children under 18 receive care free of charge. Once you've paid the...

  17. Glossary

    Tori (Market Square)

    Traditional Finnish outdoor market squares found in every city, selling fresh produce, food, and crafts.

    ...Finnish towns for centuries. The most famous is Helsinki's Kauppatori (Market Square) by the harbor, but every Finnish city has at least one. Market vendors sell fresh produce, fish, berries,...

  18. Glossary

    Työlupa: work permit

    Authorization to work in Finland, typically included in or associated with a residence permit.

    ...can work freely without permits Changing jobs: Switching employers or fields may require a new permit application Compliance is crucial: Working without proper authorization is illegal and...

  19. Glossary

    Työmarkkinatuki: former labor market subsidy

    Työmarkkinatuki was a means-tested unemployment benefit from Kela. It ended on 30 April 2026 and was replaced by the general social security benefit (yleistuki).

    ...a means-tested unemployment benefit from Kela for jobseekers who did not qualify for the basic or earnings-related unemployment allowances. It ended on 30 April 2026. Replaced on 1 May 2026: The...

  20. Glossary

    Työterveys (Occupational Healthcare)

    Employer-provided healthcare in Finland that all employers are legally required to arrange for their employees.

    ...English service: Major providers in cities like Helsinki, Tampere, and Turku often have English-speaking doctors Starting a new job: Your employer should inform you about työterveys arrangements...

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