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Results for “salary guide”
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- Glossary
TE Services (municipal employment services)
TE Services (TE-palvelut) moved from the state to municipalities and employment areas on 1 January 2025. Jobseekers register through Job Market Finland.
...employment services offer recruitment assistance, salary subsidies for hiring unemployed workers, and information about the Finnish labor market. The services maintain close connections with...
- Glossary
Terveyskeskus: health center
Public municipal health center providing primary healthcare services to local residents in Finland.
...centres depends on your coverage, which our guide to health insurance for foreigners in Finland explains. Reimbursements for private care are covered in the Kela card guide. Related terms Care...
- Glossary
Tilisiirto (Bank Transfer)
The standard method of transferring money between bank accounts in Finland, widely used for rent, invoices, and everyday payments.
...need a Finnish bank account to pay rent, receive salary, and handle bills Reference numbers matter: Always include the reference number (viitenumero) when paying invoices, or your payment may not be...
- Glossary
Toimeentulotuki (Social Assistance)
Last-resort financial aid from Kela for residents in Finland who cannot cover basic living expenses through other means.
...permit applications or renewals consult Migri guidelines Application: Apply online through Kela's service or visit a Kela office; documents in English are often accepted Asset test: Kela considers...
- Glossary
Trade union: Finnish worker representation & legal support
An organization that can provide advice, legal help, and support for employees.
...collective agreements that often determine your salary minimums, working conditions, and benefits like holiday pay. Many unions are connected to unemployment funds (A-kassa), and membership often...
- Glossary
Tulovero: income tax
Tax paid on earned and capital income in Finland, including state and municipal components.
...tax resident, she must report this foreign salary on her Finnish tax return and may receive credit for taxes paid abroad. Key deductions that reduce your tulovero Commuting deduction - Travel...
- Glossary
TyEL: employee pension insurance in Finland
Employee pension insurance in Finland; employers arrange it for employees.
...is directly tied to your working history and salary levels. TyEL insurance is the mechanism through which private-sector employees accumulate pension rights. Every euro you earn contributes to...
- Glossary
Työeläketurvakeskus: Finnish Centre for Pensions (ETK)
The central body for Finland's earnings-related pension system, coordinating pension information and international agreements.
...(työeläke) is based on your work history and salary in Finland, managed by private pension insurance companies. The national pension (kansaneläke) and guarantee pension (takuueläke) from Kela...
- Glossary
Työlupa: work permit
Authorization to work in Finland, typically included in or associated with a residence permit.
...and employer in Finland defining job duties, salary, working hours, and terms
- Glossary
Valmistuminen: graduation
The Finnish graduation process, traditions, and what international students need to know about completing their degree.
...Supervisor): The academic supervisor assigned to guide master's thesis (gradu) work at Finnish universities Yliopisto (University): Research university in Finland offering academic degrees and...
- Glossary
Veronpalautus (Tax Refund)
The annual tax return and refund process in Finland, where Vero reconciles taxes paid with taxes owed and issues refunds or residual tax bills.
...a prepayment basis - taxes are withheld from your salary throughout the year based on your tax card (verokortti) rate. In the spring following each tax year, Vero sends you a pre-completed tax return...
- Glossary
Verotoimisto (Tax Office)
Local offices of the Finnish Tax Administration (Vero) where you can handle tax matters in person.
...your employer how much tax to withhold from your salary. Why it matters for internationals Getting your tax affairs in order is one of the first practical steps when starting work in Finland. You...
- Glossary
Vuokra-asunto (rental apartment)
Rental housing in Finland; understanding the rental market, tenant rights, and how to find accommodation.
...Prepare documentation: Employment contract, salary statements, ID, and references Act quickly: Good apartments in popular areas rent within days Rental agreement essentials Finnish rental...
- Glossary
YEL (Self-employed pension insurance)
Pension insurance for self-employed people; declared work income affects pension and some benefits.
...income (YEL-työtulo), which should reflect the salary you would pay someone else to do your work. This is not the same as your business profit or revenue. Setting your YEL income at an appropriate...
- Glossary
Yliopisto: university
Research university in Finland offering academic degrees and conducting scientific research.
...receives a doctoral researcher position with a salary, conducts original research, and after four years defends her dissertation to receive her doctorate. Finnish universities Multi-disciplinary...