Search
Results for “cost of living”
188 results
- Glossary
Sienestys (Mushroom Picking)
Finnish mushroom foraging culture, with dozens of edible species found in forests from August to October.
Sienestys Mushroom picking or foraging, a traditional Finnish autumn activity protected by everyman's rights. What it means Sienestys means mushroom...
- Glossary
Starttiraha (Startup Grant)
A grant from municipal employment services for new entrepreneurs in Finland to support their income during the early stages of starting a business.
Starttiraha is a startup grant provided by municipal employment services (kunnan työllisyyspalvelut) to support new entrepreneurs during the initial...
- Glossary
Suomi.fi: Finland's digital services portal
A portal for Finnish public e-services and official messages.
Suomi.fi is Finland's central digital portal for public services, providing citizens and residents with secure access to government e-services,...
- Glossary
Talkoot (Community Work Bee)
A Finnish tradition of voluntary collective work where community members come together to accomplish shared tasks.
Talkoot is a Finnish tradition of voluntary communal work where people come together to accomplish a shared task. The concept embodies the Finnish...
- Glossary
Tax at source (Lähdevero)
A withholding tax often applied to non-residents; rules depend on your tax status and income type.
Tax at source (lähdevero) is a form of withholding tax often applied when you are considered a non-resident taxpayer in Finland, meaning you stay in...
- Glossary
Tilisiirto (Bank Transfer)
The standard method of transferring money between bank accounts in Finland, widely used for rent, invoices, and everyday payments.
Tilisiirto means bank transfer in Finnish. It is the most common payment method in Finland for bills, rent, salaries, and person-to-person payments....
- Glossary
Tutkinto: degree
An academic or vocational qualification awarded upon completion of a study program in Finland.
Tutkinto (degree or qualification) refers to a formal academic or vocational qualification awarded upon successful completion of a recognized study...
- Glossary
Viisumi (Visa)
A visa allowing short-term entry to Finland and the Schengen area, required for citizens of certain countries.
Viisumi A visa granting permission to enter Finland and the Schengen area for short stays of up to 90 days. What it means Viisumi refers to a visa for...
- Glossary
Yliopisto: university
Research university in Finland offering academic degrees and conducting scientific research.
Yliopisto (university) is a research-oriented higher education institution in Finland that conducts scientific research and provides education based...
- Glossary
Tuloveroprosentti (Income Tax Rate)
The progressive income tax rate in Finland, combining state, municipal, and other components.
...longer need to pay for privately, the effective cost of living is more comparable to lower-tax countries. Key details Progressive state tax: Ranges from 12.64% to 37.5% in 2026 (19% from 22,000...
- Glossary
Ajokortti (driving licence)
The Finnish driving license: how to exchange a foreign license, get a new one, and what international residents need to know about driving in Finland.
...a practical driving test. The entire process costs approximately €2,000–3,000 and takes several months. How it affects expats EU/EEA license: Valid in Finland no exchange required unless it...
- Glossary
HSL (Helsinki regional transport)
Helsinki's public transport authority managing buses, trams, metro, trains, and ferries in the capital region.
...workers rely on HSL for daily transportation Cost-effective: Season tickets offer significant savings over car ownership in the city No Finnish required: The HSL app and announcements are...
- Glossary
Julkinen liikenne: public transport
Finnish public transportation system including buses, trams, metro, trains, and ferries connecting cities and regions.
...Apps and contactless payment make navigation easy Cost-effective: Monthly passes offer good value for regular commuters Student discounts: Significant discounts available with valid student ID...
- Glossary
Lautta (Ferry)
Ferry services in Finland connecting islands, the archipelago, and international routes to Estonia and Sweden.
...to Estonia and Sweden. A day trip to Tallinn can cost as little as 15-30 euros return, making it a popular weekend activity. The cruise ferries offer restaurants, entertainment, and tax-free...
- Glossary
Migri: Finnish immigration service & permits
The Finnish Immigration Service; handles residence permits and many immigration decisions.
...you're allowed to do Path to citizenship: After living in Finland for typically 8 years (5 years with the required language skills or other qualifying grounds), you may apply for Finnish citizenship...
- Glossary
Neuvola: child health clinic
Free Finnish public health clinics, run by wellbeing services counties, providing prenatal care, child health checkups, and family support services.
...services: All neuvola services are provided at no cost Registration: Contact your local neuvola when you become pregnant or move to Finland with young children Language support: Interpreters can be...
- Glossary
Omakotitalo: detached house
A single-family detached home in Finland, the most spacious but also most maintenance-intensive housing option.
...the municipality. How it affects expats Higher costs: Purchase prices plus ongoing maintenance, heating, insurance, and property tax make omakotitalo living significantly more expensive than...
- Glossary
Opintotuki: student financial aid
Finnish government financial support for students including study grant, housing supplement, and loan guarantee.
...financial aid and pays 80% of acceptable housing costs, up to 296 euros a month in Helsinki, Espoo, Kauniainen and Vantaa, 248 euros in several other larger cities and 216 euros elsewhere. General...
- Glossary
Tulovero: income tax
Tax paid on earned and capital income in Finland, including state and municipal components.
...automatically to wage income); home office costs are no longer deductible for wage earners from 2026 Unemployment fund fees - Still deductible; trade union fees are no longer deductible from...
- Glossary
Vuokrasopimus (Rental Agreement)
The Finnish lease agreement for renting an apartment: key terms, tenant rights, and what international renters should know.
...an index clause, rent adjusts according to the cost-of-living index. Otherwise, the landlord must provide written notice and the increase must be reasonable. Finnish tenancy law is governed by the...