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Results for “cost of living”
329 results
- Legal
Work permits in Finland: complete guide for immigrants
Everything you need to know about Finnish work permits. EU vs non-EU requirements, permit types, Migri application process, costs, and employer responsibilities.
...proof of your right to work Processing times and costs Current processing times (2026) Processing times vary by permit type and workload. See Migri's processing times page for current estimates....
- Glossary
Arvonlisävero (VAT/ALV)
Finland's value-added tax applied to goods and services, with rates of 25.5%, 13.5%, and 10%.
...helps with budgeting, especially when comparing costs with your home country. If you start a business in Finland, you must register for VAT when your annual revenue exceeds 20,000 euros and charge...
- Glossary
Etätyö: remote work
Remote work policies and practices in Finland, one of the world's leading countries in flexible working arrangements.
...monitor) for home offices, contribute to internet costs, or offer a monthly remote work allowance. The employer remains responsible for occupational safety even when the employee works from home. How...
- Glossary
Kansallispuisto (National Park)
Finland's 41 national parks offering free access to pristine wilderness, hiking trails, and campfire sites.
...offering world-class nature experiences at no cost. They provide an accessible introduction to Finnish outdoor culture, with well-signed trails and excellent infrastructure. Even beginners can...
- Glossary
Kaupunkipyörä (City Bike)
Shared bicycle systems in Finnish cities offering affordable short-term bike rentals at docking stations.
...and flexibly. A season pass in Helsinki costs approximately 35 euros, making it one of the cheapest transport options available. The bikes are sturdy, well-maintained, and equipped with...
- Glossary
Korko (Interest Rate)
Interest rates in Finland, especially Euribor-linked mortgage rates and how they affect housing costs for residents.
...rise, as they did sharply in 2022–2023, monthly costs can increase substantially. Some banks offer fixed-rate periods (3–10 years) for borrowers who prefer predictable payments. How it affects...
- Glossary
Kunnallisvero: municipal tax
Local income tax paid to your municipality of residence, typically 5-11% of earned income.
...it affects expats Location matters financially: Living in a municipality with a 4.7% rate versus an 11% rate means more than 6 percentage points difference in your take-home pay Registration...
- Glossary
Matkakortti (Travel Card)
Rechargeable travel cards used for public transport in Finnish cities, offering discounted fares.
...metropolitan area; the 30-day ticket for zone AB costs 73.90 euros Student discount: Up to 50% off with a valid Finnish student card (Frank or Slice) Loading options: Online, at ticket machines,...
- Glossary
Oikeusapu (Legal Aid)
Free or subsidized legal assistance available to residents of Finland who cannot afford a private lawyer.
...matters), family law, and debt counseling Cost: Free for those who qualify fully; partial aid requires a deductible based on income How to apply: Contact your nearest oikeusaputoimisto or...
- Glossary
Osoitteenmuutos: address change
The process of updating your address with various services and authorities when moving in Finland.
...only offer Finnish-language forms Mail forwarding costs: Posti charges for this service, but it's worth it during transitions Timing matters: Update addresses before important mailings (tax cards,...
- Glossary
Ravintola (Restaurant)
Dining out in Finland, from casual lunch spots to fine dining, with information on costs and customs.
...Lunch is the best value - buffet lunches cost 10-13 euros - while evening dining is significantly pricier. Most restaurants cater well to dietary restrictions, clearly marking allergens and...
- Glossary
Taloyhtiön kokous (Housing Company Meeting)
The general meeting of a Finnish housing company where shareholders vote on building maintenance, finances, and renovations.
...upkeep, water, and often heating Renovation costs: Major renovation decisions made at meetings can mean significant costs for shareholders stay informed Proxy voting: If you cannot attend, you...
- Glossary
Tenttiviikko: exam week
The designated exam period at Finnish universities when end-of-period or end-of-course exams take place.
...to retake a failed exam at no additional cost. This policy reflects the Finnish educational philosophy that learning is more important than single-point assessments. How it affects expats...
- Glossary
Terveysasema (health center)
Public health center providing primary healthcare services to residents of Finnish municipalities.
...generally positive health outcomes while keeping costs manageable through early detection and treatment. How it affects expats Right to care: Registered residents (those with kotikunta) can access...
- Glossary
Väestörekisteri: population register
Finland's official population database containing personal information of all registered residents, managed by DVV.
...personal information about everyone registered as living in Finland. This register is maintained by the Digital and Population Data Services Agency (DVV) and forms the backbone of Finnish public...
- Glossary
Vakuutus (Insurance)
Types of insurance in Finland: from mandatory vehicle insurance to home, health, and travel insurance that residents should consider.
...vehicles Matkavakuutus (travel): Covers medical costs and cancellations abroad Major insurers: If, LähiTapiola, OP Vakuutus, Fennia, Turva Related terms Kotivakuutus (Home Insurance): home insurance...
- Articles
Residence permit extension in Finland
A residence permit extension in Finland costs 230 euros online in 2026, opens two months before expiry for work permits, and keeps your right to work.
...residence permit extension in Finland (jatkolupa) costs EUR 230 through the Enter Finland e-service and EUR 430 on paper, according to the Finnish Immigration Service's (Migri) processing fees page....
- Articles
Residence permit card renewal in Finland
A new Finnish residence permit card costs 60 euros online, 105 on paper or 140 for a lost card in 2026, and an ending permit needs an extension instead.
...or at a Migri service point, and in 2026 it costs 60 euros online, 105 euros on paper and 140 euros if the old card was lost or stolen, according to the Finnish Immigration Service's processing...
- Articles
The Finnish tax at source card for non-residents
Workers staying six months or less in Finland pay 35 percent tax at source, and a tax-at-source card first takes 510 euros a month off the wage.
...tax return. Choosing between the two Which option costs less depends on your income for the whole year, Finnish and foreign. A modest salary earned over two or three months, with little other income...
- Glossary
Äitiysloma: maternity leave
Protected leave for birth mothers in Finland, part of the parental leave system with income-based benefits.
Äitiysloma is maternity leave in Finnish, though the term is being replaced by the more gender-neutral raskausvapaa (pregnancy leave) in the reformed...