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- Articles
Holiday pay in Finland and the three calculation methods
Holiday pay in Finland is your normal salary, average daily pay times a coefficient, or 9 or 11.5 percent of the year's wages, by how you are paid.
Your holiday pay in Finland depends on how you are paid. On monthly or weekly pay, your normal pay continues during the holiday. On hourly or performance pay with at...
- Articles
Public transport in Finland
Finland has no national transit ticket: HSL, Nysse, Föli and Waltti cities sell their own. An HSL AB single costs EUR 3.30 in the app in 2026.
...buy public transport tickets region by region in Finland: a Helsinki region (HSL) ticket does not work on Tampere's Nysse or Turku's Föli, and long-distance trains need a separate VR ticket. In 2026...
- Articles
Statutory notice periods in Finland
The statutory notice period in Finland runs from 14 days to six months for employers and 14 days to one month for employees, by length of service.
The statutory notice period in Finland is 14 days to six months when your employer gives notice and 14 days or one month when you resign, depending on how long the employment has...
- Articles
Unemployment benefit in Finland and the two routes
Unemployment benefit in Finland comes from an unemployment fund as an earnings-related allowance, or from Kela as the general social security benefit.
If you lose your job in Finland, you get one of two benefits. A member of an unemployment fund (työttömyyskassa) who has worked 12 months while a member receives an...
- Articles
Personal identity code in Finland
A personal identity code in Finland is the eleven-character henkilötunnus DVV issues once you are registered in the Population Information System.
...identity code if you are residing legally in Finland and there are grounds for registration, such as: working in Finland and you have the right to work studying in Finland a family member who...
- Life
Cost of living in Finland: complete budget guide
Plan your budget with realistic monthly ranges for housing, food, transport, utilities, and lifestyle, with city comparisons and saving tips.
...Tampere, Turku, Oulu: 1,000-1,900 EUR/month Housing dominates costs: Rent is typically 40-50% of your budget Food prices consistent: Grocery costs similar across cities Second-hand saves money:...
- Legal
Social security in Finland: Kela registration and benefits guide
Guide to Finnish social security for immigrants. Kela registration, healthcare coverage, housing allowance, child benefits, EHIC, and requirements for non-EU citizens.
...providing a safety net that covers healthcare, housing, family support, unemployment, and more. As an immigrant, understanding how to access these benefits is essential. The system is primarily...
- Legal
Taxation in Finland: complete tax guide for immigrants
Understand Finnish taxes as an immigrant. Tax residency rules, income tax rates, municipal tax, tax card, OmaVero, double tax treaties, and self-employment taxes explained.
Taxation in Finland Finland has one of the most comprehensive tax systems in the world. As an immigrant, understanding how taxes work is essential - taxes fund...
- Tools
Finland Tax Calculator 2026 (in English): Net Pay
Free Finnish tax calculator in English: enter gross annual salary and municipality to see 2026 income tax, effective tax rate and net pay in seconds.
...salary after taxes. How Finnish income tax works Finland uses a progressive tax system where higher income is taxed at higher rates. Your total tax consists of several components that add up to...
- Articles
Employment contract types in Finland
Finnish employment contracts are indefinite or fixed-term, and since 1 June 2026 a first fixed-term contract of up to one year needs no justified reason.
An employment contract in Finland is valid indefinitely unless the employer has a justified reason to make it fixed-term, as the Occupational Safety and Health Administration's...
- Articles
Residence permit card renewal in Finland
A new Finnish residence permit card costs 60 euros online, 105 on paper or 140 for a lost card in 2026, and an ending permit needs an extension instead.
You renew a residence permit card in Finland by applying for a new card in Enter Finland or at a Migri service point, and in 2026 it costs 60 euros online, 105 euros on paper and 140...
- Articles
Spouse visa interview questions for Finland
Migri publishes no spouse interview question list, but its LIITE_PUOLISO form shows the relationship questions it asks before any interview.
...Spouse of an EU, EEA or Swiss citizen living in Finland. A non-EU spouse applies for a residence card instead of a family-ties residence permit, a separate route. Grounds for an interview Many...
- Cities
Helsinki: complete guide for international professionals
Everything you need to know about living and working in Helsinki, Finland. Jobs, housing, cost of living, neighborhoods, and tips for expats.
...20 min Family-friendly, shopping nearby Complete housing guide Cost of Living Breakdown (2026) Monthly Budget Estimates Expense Budget Mid-range Comfortable Rent (1BR) €900 €1,300 €1,800 Utilities...
- Cities
Lahti: Finland's winter sports capital and green city
Complete guide to living in Lahti, Finland's 8th largest city. Known for ski jumping, European Green Capital 2021, affordable housing, and easy Helsinki access.
...while living in Lahti Cost savings of 30-40% on housing compared to Helsinki Helsinki-Vantaa Airport accessible within 1.5 hours Growing Industries and Employers Lahti has transformed from its...
- Cities
Lappeenranta housing: affordable lakeside living on Saimaa
Find housing in Lappeenranta with some of Finland's lowest rents and highest purchasing power. Guide to neighborhoods, rental prices, and lakeside living.
Housing in Lappeenranta Lappeenranta offers some of the best housing value in Finland, with rents well below the national average and a purchasing...
- Glossary
Asumistuki (housing allowance)
Kela's general housing allowance that helps low-income residents in Finland cover their rent or housing costs.
Asumistuki is the general housing allowance (yleinen asumistuki) provided by Kela to help residents of Finland with low income cover their housing costs. It is one of the most...
- Glossary
Korko (Interest Rate)
Interest rates in Finland, especially Euribor-linked mortgage rates and how they affect housing costs for residents.
...means interest rate in Finnish. In the Finnish housing market, mortgage interest rates are almost always linked to the Euribor reference rate, making them variable and subject to change....
- Jobs
Hidden jobs in Finland: find unadvertised opportunities
A large share of Finnish jobs are never posted publicly. Learn how to access the hidden job market through networking, referrals, and direct outreach.
Hidden jobs in Finland Most jobs in Finland are never publicly advertised. A large share of hires happen without a public posting, through networking, referrals, and...
- Cities
Kouvola: Finland's railway city at the crossroads
Complete guide to living in Kouvola, Finland's major rail junction. Known for logistics, Repovesi National Park, affordable housing, and strategic location between Helsinki and eastern Finland.
Kouvola: Finland's railway crossroads Kouvola is a city of over 80,000 people located in southeastern Finland at the junction of the country's most important...
- Legal
Healthcare in Finland: complete guide for immigrants
Navigate the Finnish healthcare system. Public and private healthcare, occupational health, Kela card, payment ceilings, prescriptions, dental care, mental health services, and emergencies.
Healthcare in Finland Finland has a high-quality healthcare system that combines public, private, and occupational healthcare. As an immigrant, the type of care...