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  1. Glossary

    Verotoimisto (Tax Office)

    Local offices of the Finnish Tax Administration (Vero) where you can handle tax matters in person.

    ...other tax-related administration. When you start working in Finland, you need to obtain a tax card (verokortti) from Vero, which tells your employer how much tax to withhold from your salary. Why it...

  2. Glossary

    Viisumi (Visa)

    A visa allowing short-term entry to Finland and the Schengen area, required for citizens of certain countries.

    ...at the border. The Schengen visa does not permit working in Finland; for that, you need a residence permit with work rights. Even visa-exempt travelers must respect the 90/180-day rule, and...

  3. Glossary

    Yliopisto: university

    Research university in Finland offering academic degrees and conducting scientific research.

    ...of thesis Often combined with teaching/research work How to apply to Finnish universities Check program requirements and deadlines at Studyinfo.fi Apply through the joint application system (January...

  4. Articles

    Employment contract in Finland

    An employment contract in Finland can be verbal, written or electronic; without one, the employer owes a written statement of terms within seven days.

    ...both sides once you and the employer agree on the work, whether the agreement is verbal, written or electronic. Whatever the form, the employer must give you a written statement of the principal...

  5. Articles

    Employment contract types in Finland

    Finnish employment contracts are indefinite or fixed-term, and since 1 June 2026 a first fixed-term contract of up to one year needs no justified reason.

    ...Part-time hours, variable hours and agency work are arrangements inside one of these two. Who this applies to Employees offered an indefinite contract: the employer needs a lawful ground to end...

  6. Articles

    Health insurance for foreigners in Finland

    Foreigners get Kela health cover by living in Finland permanently or earning 800.02 euros a month, and public client fees are capped at 815 euros in 2026.

    ...or you earn at least 800.02 euros per month from work done in Finland, according to Kela's moving to Finland page. Kela health insurance reimburses part of private care and medicines. Public...

  7. Articles

    Holiday pay in Finland and the three calculation methods

    Holiday pay in Finland is your normal salary, average daily pay times a coefficient, or 9 or 11.5 percent of the year's wages, by how you are paid.

    ...On hourly or performance pay with at least 14 working days a month, you get your average daily pay multiplied by a coefficient. Everyone else gets 9 percent of the wages earned during the holiday...

  8. Articles

    International schools in Helsinki

    ISH charges EUR 12,432 to 16,608 a year in 2026-2027; the European School and English School cost less, and Helsinki, Espoo and Vantaa run free English schools.

    ...years, and exempts holders of permanent residence permits and exchange students. Public or private The largest difference is cost. Two children in grades 1 to 5 at ISH cost EUR 27,488 a year in...

  9. Articles

    Public transport in Finland

    Finland has no national transit ticket: HSL, Nysse, Föli and Waltti cities sell their own. An HSL AB single costs EUR 3.30 in the app in 2026.

    ...Finland: a Helsinki region (HSL) ticket does not work on Tampere's Nysse or Turku's Föli, and long-distance trains need a separate VR ticket. In 2026 an adult single ticket for HSL zones AB costs EUR...

  10. Articles

    The Finnish tax card and your withholding rate

    The Finnish tax card sets your withholding rate and annual income ceiling for each employer. Without one, the employer withholds 60 percent of your wages.

    ...your account. Who needs the card Every person working in Finland under progressive taxation needs a tax card from the Tax Administration (Verohallinto). If your stay in Finland exceeds six months,...

  11. Articles

    The Kela card in Finland

    The Kela card proves your right to Kela reimbursement at private clinics that cannot check it electronically, and Kela posts it once you are covered.

    ...Kela decides they live here permanently. People working in Finland who earn at least 800.02 euros per month from that work, even if Kela does not treat them as permanent residents. Third-country...

  12. Articles

    Unemployment benefit in Finland and the two routes

    Unemployment benefit in Finland comes from an unemployment fund as an earnings-related allowance, or from Kela as the general social security benefit.

    ...of an unemployment fund (työttömyyskassa) who has worked 12 months while a member receives an earnings-related daily allowance. Everyone else who qualifies receives Kela's general social security...

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