Opiskelija-asunto: student housing

Detailed explanation

Every Finnish university city has at least one dedicated student housing organization. The largest include HOAS (Helsingin seudun opiskelija-asuntosäätiö) in the Helsinki metropolitan area, TOAS (Tampereen opiskelija-asuntosäätiö) in Tampere, TYS (Turun ylioppilaskylasäätiö) in Turku, and PSOAS (Pohjois-Suomen opiskelija-asuntosäätiö) in Oulu. These organizations are non-profit foundations that build, maintain, and rent apartments specifically for students.

Student housing comes in several types. Shared apartments (soluasunto) are the most affordable, where each student has a private room but shares kitchen and bathroom facilities. Studio apartments (yksiö) offer complete privacy with a combined living/sleeping room, kitchenette, and bathroom. Family apartments (perhehuoneisto) are available for students with children or partners. Rents for student housing are typically 250-500 EUR per month for a studio, making them 30-50% cheaper than equivalent private market rentals.

The application process varies by organization but generally involves applying online and joining a queue. Waiting times depend on the city, apartment type, and time of year. Helsinki has the longest queues, sometimes exceeding 6-12 months for popular apartment types, while smaller cities may have shorter waits.

How it affects expats

• •Apply early: Submit your application as soon as you receive your study place acceptance; queues can be long, especially in Helsinki

• •Eligibility: You must be enrolled as a full-time degree student; exchange students usually have separate arrangements through their host university

• •Furnished options: Some student apartments come furnished, but many do not; check before moving in

• •Lease terms: Leases are typically valid as long as you maintain active student status, with a maximum tenancy period (often 5-7 years)

• •Community: Student housing complexes often have active communities with shared saunas, common rooms, and social events

Major student housing organizations

• •HOAS

• •Helsinki metropolitan area (hoas.fi)

• •TOAS

• •Tampere (toas.fi)

• •TYS

• •Turku (tys.fi)

• •PSOAS

• •Oulu (psoas.fi)

• •KOAS

• •Jyväskylä (koas.fi)

• •DAS

• •Vaasa (das.fi)

• •LOAS

• •Lappeenranta (loas.fi)

Related terms

• •Opiskelija (Student) — Student status in Finland and the benefits, rights, and working permissions it provides for internationals

• •Vuokra-asunto (Rental Apartment) — Rental housing in Finland

• •Vuokravakuus (Rental Deposit) — Security deposit required when renting an apartment in Finland, typically 1-3 months rent returned after lease ends

• •Kela — Finland's Social Insurance Institution